Gathering your evidence
A clear record of what happened is the most useful thing you can bring to your bank or the ombudsman.
- Download statements that show every payment, including dates, amounts and payee details.
- Screenshot conversations in full, including the sender's name, number or profile.
- Save website addresses, platform names, wallet addresses and transaction IDs.
- Write a short timeline in your own words while it is fresh: first contact, each payment, and when you realised.
- Keep any reference numbers from your bank, the police or a fraud reporting service.